tvm 0.4
- Add year fraction and compounding arguments to both
xnpv and xirr, providing greater
flexibility 
tvm 0.3
- Add vignette and NEWS
 
- Prevent negative discount factors when calculating them from swap
curves
 
- Split zero rates in zero nominal and zero effective
 
- A functor argument is added to the 
rate_curve
constructor, to allow the user to specify how the interpolation should
be performed. 
- Changing the default spline interpolation method from
natural to monoH.FC, as to respect
monotonicity if present 
- Add new irregular functions, 
xnpv and
xirr